恭喜你， 成功索取
《财富传承 – 7大关键问题》
Legacy Planning Checklist
帮助你厘清以下重点：
1. 没有忽略任何“关键问题”？
2. 你现有安排是否可执行，有没有风险漏洞？
3. 你的资产安排，是否真的能顺利传承、照顾家人
Darren Chow
资产规划师 + 保险业务员
帮助家庭做保障与传承规划
透过目标分析，只配置真正需要的保障与传承方案
协助客户做到：万一不在了，或生病了，
家庭收入不会中断，家人依然可以幸福生活下去。
关注我：
每周更新 | 家庭保障与传承知识
一对一咨询
规划家庭保障与传承
Insurance planning & Estate planning
如果你已经准备好，
想为自己或家人
规划一份完整的保障与传承方案，
并希望有专业顾问陪你一起完成
我这边有提供：一对一的规划咨询服务。
但由于时间真的有限，
所以我只想开放给认真、愿意行动的人。
如果你是这样的人，欢迎你来预约咨询，
让我们一起把这件重要的事做好。
客户见证
“Having a responsible and reliable agent like Darren is crucial, especially when it comes to something as important as ensuring my loved ones are taken care of according to my wishes after I am no longer around. It is highly recommended to engage in his services!”
– Dr. Tan Huey Yee
“Darren has been incredibly helpful in assisting me with insurance planning. He took the time to understand my specific risks and needs, sorting out priorities and offering excellent recommendations to safeguard both myself and my family.
His insights are thorough and invaluable, enabling me to plan ahead with confidence. I highly recommend Darren to anyone seeking to protect their loved ones from life’s uncertainties.”
– Dr. Soon Wei Lin
“Darren is great at addressing my concerns and providing clear answers. He advises on the best plan based on my budget and needs. Definitely a reliable insurance agent.”
– Dr. Ching Zhen Hao
“Darren has been our go-to for insurance planning for years now, and he’s been fantastic. He knows his stuff inside out, and his recommendations have really made a difference for me. Plus, he’s always quick to respond and offers clear, helpful advice. If you need insurance planning, Darren’s your guy. “
– Dr. Yap Teck Chong
“My family and I have been clients of Darren’s for many years. Darren is very knowledgeable in his profession, and he took the time to analyze our insurance policies and was able to make some excellent recommendations.
Darren has been very responsive to our queries and has always provided prompt information and advice. I have known Darren for many years, and he is a man of great integrity and work ethic. He is also a trustworthy person with great character.
I would highly recommend him to anyone without hesitation.”
– Dr Yap Chia Loke
“Working with Darren for my estate planning needs has been a pleasure. He showed a deep understanding of estate planning and offered personalized solutions tailored to my situation.
Darren guided me through every step of the process with patience and clarity, ensuring that all my concerns were addressed comprehensively.
I wholeheartedly recommend Darren to anyone seeking reliable and trustworthy estate planning services”
– Christin Chin
Pro Fitness Gym Studio Founder
“Darren is truly exceptional at focusing on what customers need and require. He is amazing in his responsiveness, always promptly addressing our queries. Great job, Darren, and keep up the excellent work!”
– Ms. Ong
Pro Fitness Gym Studio Co-Founder
“Having Darren as my insurance agent has been a great experience. He explained the policy thoroughly, demonstrating patience and providing excellent customer service. If you’re looking for insurance, I highly recommend reaching out to him.”
– Alicia Si
“I highly recommend Darren for his insurance planning service. He’s been incredibly helpful in guiding me through the complexities of insurance and ensuring that I have the coverage I need to protect myself.”
– Tan Huei Ching
“Darren is very responsive, committed, and helpful. He ensures that his customers fully understand their insurance policy and that risks are well managed. I would certainly recommend Darren for his service if you are looking for an insurance agent.”
– Krislyn Mei Yen
“Darren helped me successfully claim my insurance, and he shared insights from similar cases he’d encountered before, which was really helpful.
Whenever I had questions about my insurance details, he patiently explained everything and gave examples. Yes, I would definitely recommend his services.”
– Yong Wei
“Darren has been exceptional in his service. He follows up diligently, provides excellent support, and ensures I’m always informed with the latest updates on my GE plan. This has allowed me to make the most out of it and feel fully insured and protected. I’m grateful for his assistance, especially in times of unpredictability.
Without a doubt, Darren is my go-to person for any queries regarding my purchase plan or when I consider an upgrade. He’s someone you can rely on for expert advice and support.”
– Yung Lin
“Darren is really detailed and helpful when I ask about my insurance. He checks in on my policies every year and keeps me informed about any changes. I always feel confident that I’m fully insured because of his updates.
Darren knows a lot about insurance and is like a walking dictionary. I definitely recommend him to my friends and family.😁”
– Yung Hua
“Darren has been providing professional service for years, even for my family. He’s always sincere and honest about what he shares, putting himself in our shoes to recommend packages/upgrades that not only suit our needs but also fit into our budget. Highly recommended!”
– Clara Cheng
“Highly recommend Darren’s service! Responsive, caring and attentive agent I ever met. Always keep my family’s interest in mind and support us in making informed decisions.”
– Samantha Tan
“Darren has been none other than supportive and understanding. He differs from agents who are determined to upsell and has clear dedication to identify what is best for clients, definitely a trusted agent.”
– Amelyn Yee
“I’ve been working with Der Shen for my insurance needs, and I couldn’t be happier with the experience.
His attention to detail and depth of knowledge in the field are truly impressive.
Since getting my first insurance plan through Der Shen, I’ve felt secure knowing that my coverage is in good hands. He has consistently provided invaluable advice whenever I’ve needed it, making the process smooth and stress-free.
I wholeheartedly recommend Der Shen’s services to anyone seeking reliable and comprehensive insurance solutions.”
– Jill Wong
常见问题 - FAQ
方案与相关费用：主要取决于你的具体情况和需求，比如：
- 你有哪些资产（房产、存款、生意等）
- 是否有未成年受益人
- 是否有特殊孩子、家人
- 是否需要设立信托或分阶段发放资产
- 家庭关系是否复杂
- 是否有债务问题
- 想指定谁为遗嘱执行人或监护人
一般费用参考：
- 简单遗嘱：RM888 + 8% SST
- 进阶遗嘱：RM1,988 + 8% SST
- 信托：约 RM2,000 – RM5,000 或更高（视方案复杂度而定）
如果不确定适合哪种方案，请先做咨询，确保选择最合适的方案，避免解决不了问题。
公司名称：FINEX & Co Legacy Advisory
地址：LOT A-06-38, IOI Boulevard，Jalan Kenari 5, Bandar Puchong Jaya，47170 Puchong, Selangor
来公司咨询前，请一定要提前预约，以免当天会议室已满，无法安排会面。
一般会提供方便，直接安排在客户的办公室，或客户附近的咖啡厅见面。
服务方式：
- 雪隆地区（KL & Selangor）：直接与客户见面。见面地点可安排在客户的办公室，或客户附近的咖啡厅，以方便沟通。
- 其他州属：提供线上咨询，规划完成后会将文件快递给客户签署，确保流程顺利完成。
Great Eastern 保险业务员，自 2013 年开始从业，已有超过 10 年经验。
服务地区：KL & Selangor
直接与客户见面。见面地点可安排在客户的办公室，或客户附近的咖啡厅，以方便沟通。
就像医生必须先了解病人的状况才能开药，我也需要先了解客户的实际情况与需求，才能提供合适的保险方案。
所有客户都需要先进行需求分析、或现有保单分析。了解你的情况后，我才会准备相关建议书，确保建议能真正符合你的需要。
因此，基于专业原则，我不会在未了解客户情况前直接发送建议书。感谢你的理解。
这个服务适合有责任感、想要保障自己或家人的群体：
想确保万一不在了、或生病时，家庭收入不会中断，家人依然可以继续幸福的生活下去。
由于时间有限，一对一咨询只开放给认真、愿意行动的人。
如果你已经准备好做规划，但不知道从哪里开始，没问题，欢迎安排咨询。
但如果你目前还只是在观察阶段，不会在三个月内采取行动，建议先下载我的《家庭保障与传承指南》，阅读后再决定是否真的需要咨询服务。如果需要，欢迎到时候预约咨询。谢谢。